for the cost of a loaf of bread...

Okay, so the avg cost of a loaf of bread is about $2.15 here in my neck of the woods- depending on where you go.  This doesn't include tax, gas to get there or the time you take to go get it.  (granted we usually get it with our grocery shopping!)  Tax in middle TN, is 9.95%.  (ridiculous, I know!) so that one loaf of bread cost about .50 to go to the store too.

so, let me get this straight:  for one loaf of bread, it's:
$2.15 bread +
.50 gas + (or more depending on how far you drive!-)
.22 tax. + 
---------------
$2.87   Not bad, considering. but remember, this doesn't include your TIME!  your time is valuable too!!

Now, homemade bread... (don't roll your eyes, it's really only like 20 minutes of actual work)
Flour, yeast, salt and water.  that's all you need.
the most expensive thing on here is the yeast.  and with a jar (about $4) you can make aprox 20-30 loaves with this.  The 10lb bag of flour will cost you about $3- and make about 20 loaves of bread.  salt is pittiance.  it's like .80 and you only need 1 t.  you'll get about 100-150 loaves of bread from it.    Water is- free from the tap. :)

I'm going to price this at the highest price and lowest amount of return.  (least amount of loaves of bread)  this is per batch of dough, and 1 batch will make you 2-3 loves of bread depending on  how large your pans are.
yeast:  .20 per batch.
flour: .15
salt .008 cents.  (let's round that up to a full penny!)

For an entire two loaves of bread- you're paying .36!  (please note, this doesn't include electricity or gas for baking, however .36 beats $2.87 anyday!)

Now, on to the link for the home made bread.  it's a tutorial because I'm just lazy (or is it smart not to reinvent the wheel???)  Joyful Helpmeet's homemade bread tutorial.

Enjoy!